Disclosures

Effective date: November 4, 2025

Advertising disclosure

We may receive compensation if you click a partner link, submit a form on a partner site, or are matched with a provider.

Not a lender

Friendly Loans is not a lender and does not make credit decisions. If you proceed to a provider, that provider will present final terms, disclosures, and any required adverse-action notices.

Rates and examples

Any APRs, ranges, or examples shown on this site are illustrative. Actual rates and terms are determined by the provider and may vary by credit profile, income, state law, and other factors.

Soft credit inquiries

With your explicit authorization on our site, we and our service providers may obtain a consumer report (soft inquiry) to assess eligibility. A soft inquiry does not affect your credit score.

Debt-relief and settlement statements

If we display or link to debt-relief providers: they are independent companies. We do not charge upfront fees for debt-settlement services. Outcomes are not guaranteed. Enrolling in a debt-relief program may negatively affect credit, may result in collections or litigation risk, and may increase the amount owed due to fees and interest. Continue making payments unless instructed otherwise by your provider. We are not affiliated with or endorsed by any government program.

E-SIGN notice

By continuing, you consent to receive disclosures electronically. You can withdraw consent by emailing support@friendly.loans. If you withdraw consent, certain services may not be available. To receive paper copies, email us with your name, mailing address, and the documents requested. You must maintain a device with a current web browser, PDF reader, and a working email address.

Contact

support@friendly.loans. Mailing: First Mover, LLC, 2108 N St Ste N, Sacramento, CA 95816.